ALS

Mécanisme d'aide à l'exportation pour les petites et moyennes entreprises (SMEEF)

Le Mécanisme d'aide à l'exportation pour les petites et moyennes entreprises (SMEEF) a pour objectif de soutenir les petites et moyennes entreprises tournées vers l'exportation dans la chaîne de valeur des exportations non pétrolières.

Ce programme a pour objectif de stimuler et d'accroître le financement ciblé des petites et moyennes entreprises (PME) afin d'élargir le panier d'exportations du Nigeria et de faciliter l'industrialisation en vue de la production d'exportations à valeur ajoutée.

Ce crédit est accordé sous la forme d'une ligne de crédit de trésorerie ou d'un prêt à terme, d'une durée maximale de deux (2) ans et de cinq (5) ans respectivement. Les entités susceptibles de bénéficier de ce financement sont notamment :

  • Les petites et moyennes entreprises (PME), les pôles d'entreprises et les associations dûment enregistrés au Nigeria et justifiant de rapports de solvabilité satisfaisants émanant d'au moins deux (2) agences d'évaluation du crédit (conformément aux dispositions de la circulaire de la Banque centrale du Nigeria (CBN) BSD/DIR/GEN/CIR/04/014 du 30 avril 2010) ;
  • les petites et moyennes entreprises (PME), les pôles d'activité et les associations impliqués dans la production et/ou la commercialisation de biens et services destinés à l'exportation ;
  • les petites et moyennes entreprises (PME), les pôles d'activité et les associations enregistrés auprès du Conseil nigérian de promotion des exportations (NEPC) ;
  • Les petites et moyennes entreprises (PME), les pôles d'entreprises et les associations affiliés à une association d'exportateurs de produits de base concernée.

Le montant maximal de la ligne de crédit est plafonné à 100 000 000 N (cent millions de nairas) et est assorti d'un taux d'intérêt annuel à un chiffre, toutes charges comprises, de 9 %.

Definition of Small and Medium Enterprises (SME)

For the purpose of this Facility, Small and Medium Enterprises are defined as:

EMPLOYMENTASSETS ('N' Million)
Small Enterprises10-49 Staff5-50
Medium Enterprises50-199 Staff50-500

Other yardsticks include:

  • Businesses with turnover of less than N100.0 Million per annum;
  • Businesses with Share Capital of less than N5,000,000.

Objectives of the Facility

The objectives of Small and Medium Enterprise Export Facility (SMEEF) are to:

  • Improve access of Export-Oriented Small and Medium Enterprises (SMEs), Clusters, and Associations to concessionary finance in a bid to expand and diversify the non-oil export baskets.
  • Attract new investments and encourage re-investments in value-added non-oil exports.
  • Revamp/resuscitate Export-Oriented Small and Medium Enterprises (SMEs), Clusters and Associations to create and sustain more jobs within the non-oil export sector in Nigeria.
  • Support Small and Medium Enterprises (SMEs), Clusters and Associations to stock seasonal commodities such as Cocoa Beans, Cashew Nuts, Sesame Seeds, Ginger, Hibiscus Flower etc. for year round export trade and improved profit margins.
  • Support Small and Medium Enterprises (SMEs), Clusters and Associations to upscale and expand export operational capacities and upgrade production systems.
  • Diversify and increase the contribution of non-oil export revenue and value-added exports for sustainable economic development.
  • Broaden the scope of export financing instruments and complement other non-oil export financing schemes.
  • Increase foreign exchange generation in the Nigerian economy.

Eligibility Criteria

Eligible Borrowers/Beneficiaries

  • Duly registered Small and Medium Enterprises (SMEs), Clusters and Associations in Nigeria with satisfactory credit reports obtained from at least two (2) Credit Bureaus (in line with the provisions of the CBN Circular BSD/DIR/GEN/CIR/04/014 dated April 30, 2010);
  • Small and Medium Enterprises (SMEs), Clusters and Associations engaged in the production and/or marketing of export goods and services;
  • Small and Medium Enterprises (SMEs), Clusters and Associations that are registered with the Nigerian Export Promotion Council (NEPC);
  • Small and Medium Enterprises (SMEs), Clusters and Associations that belong to a relevant Commodity Export Association.

Eligible Projects/Transactions

Eligible Transactions that shall qualify for the support of NEXIM under this Facility include:

  • Viable Transactions connected with export of goods wholly or partly manufactured in Nigeria, which are exportable under the laws of Nigeria;
  • Export-generating imports, principally raw materials, equipment and spare parts required by a manufacturing exporter;
  • Export of viable services (consultancy, tourism, transport, event planning, hospitality etc.);
  • Transactions of value added production supported by States/Regions and promoted by Private Sector Companies;
  • Anchor Borrower-Type arrangement for exports in collaboration with Co-operative societies and other community-based support arrangements;
  • Projects with regional export promotion/export development objectives and/or promoted by States as a private sector export enterprise.